Nuerom
Advertisement
  • Home Insurance
    homeowner insurance deductible

    Is Homeowners Insurance Tax Deductible?

    top secret insurance company you should know

    The Secret of Home Insurance Company

    home insurance cover your home

    Starting to Home Insurance? Read This!

    how to avoid mistakes when buying home

    8 Tips to Avoid Mistakes When Buying First Home

  • Life Insurance
    what is the best life insurance company

    Best Life Insurance Companies

    how does whole life insurance work

    Whole Life Insurance Policy

    what is term life insurance

    How to Buy a Term Life Insurance Policy

    homeowner insurance for college student

    Insurance for College Student and Some Useful Tips for You

    life insurance policy type

    What is Life Insurance Policy?

    sbi life insurance quote

    This is a Different Type of Life Insurance

    term vs whole life insurance review

    Term Life VS Whole Life Insurance

    choose your kids plan for future

    Choose the Right Children’s Plan with Life Insurance

    choose your life insurance

    Benefits of Term Life Insurance

  • Auto Insurance
    New Jersey Car Insurance – Important Thing You Should Know

    New Jersey Car Insurance – Important Thing You Should Know

    car insurance estimator

    How to Get Best Car Insurance Rates

    insurance online

    Geico Car Insurance Review, Advantages and Disadvantages Using Geico

    how much car coverage do you need

    How Much Car Insurance Do I Need Calculator?

    how to get the best car insurance

    Best Tips High Risk Car Insurance for Bad Driver

    tips to buy car insurance

    5 Simple Tips How to Get Cheap Car Insurance

    car insurance policy

    Special Information How to Know Car Insurance Coverage

    mistakes to avoid when filling out auto insurance quotes

    5 MISTAKES to AVOID When Filling Out Auto Insurance Quotes

No Result
View All Result
  • Home Insurance
    homeowner insurance deductible

    Is Homeowners Insurance Tax Deductible?

    top secret insurance company you should know

    The Secret of Home Insurance Company

    home insurance cover your home

    Starting to Home Insurance? Read This!

    how to avoid mistakes when buying home

    8 Tips to Avoid Mistakes When Buying First Home

  • Life Insurance
    what is the best life insurance company

    Best Life Insurance Companies

    how does whole life insurance work

    Whole Life Insurance Policy

    what is term life insurance

    How to Buy a Term Life Insurance Policy

    homeowner insurance for college student

    Insurance for College Student and Some Useful Tips for You

    life insurance policy type

    What is Life Insurance Policy?

    sbi life insurance quote

    This is a Different Type of Life Insurance

    term vs whole life insurance review

    Term Life VS Whole Life Insurance

    choose your kids plan for future

    Choose the Right Children’s Plan with Life Insurance

    choose your life insurance

    Benefits of Term Life Insurance

  • Auto Insurance
    New Jersey Car Insurance – Important Thing You Should Know

    New Jersey Car Insurance – Important Thing You Should Know

    car insurance estimator

    How to Get Best Car Insurance Rates

    insurance online

    Geico Car Insurance Review, Advantages and Disadvantages Using Geico

    how much car coverage do you need

    How Much Car Insurance Do I Need Calculator?

    how to get the best car insurance

    Best Tips High Risk Car Insurance for Bad Driver

    tips to buy car insurance

    5 Simple Tips How to Get Cheap Car Insurance

    car insurance policy

    Special Information How to Know Car Insurance Coverage

    mistakes to avoid when filling out auto insurance quotes

    5 MISTAKES to AVOID When Filling Out Auto Insurance Quotes

No Result
View All Result
Nuerom
No Result
View All Result
Home Auto Insurance

How Much Car Insurance Do I Need Calculator?

How are Car Insurance Premiums Calculated?

jesicca43 by jesicca43
April 8, 2018
in Auto Insurance
0
how much car coverage do you need
0
SHARES
4
VIEWS
Share on FacebookShare on Twitter

Hi, today we’re going to discuss car insurance calculator. This is really good information for you right now. To have the more information you have the better-informed consumer that you are. The more likely you’re going to save money and have all the coverages that you’re looking for.

Nowadays, insurance premiums are calculated on a whole lot more than they used to be. Used to be are you a man, or are you a woman, how old are you, what kind of car do you drive, and how many accidents and tickets do you have. Those are still figured in but along with that, where you live, your location, how many other people like you and your location have had car accidents what is the loss history. For that particular zip code that you’re in included and very very important to insurance nowadays is credit.

Somehow, insurance companies have created an algorithm that can show and it’s been held up through the court that people that have lower credit scores are more likely to have accidents. This is a situation that many people ask me why do they do that? how can they do that? my answer to you is it’s been upheld in the courts, the insurance companies have proven that their algorithm does rate and the insurance commissioners have allowed this.

So be aware that when you go shopping for car insurance. That you need to know how the calculations are made that determine your premium which includes each whether you’re a man or a woman, your zip code, the car that you’re driving, how many cars are on your policy? If you also have other policies with that company if you can bundle them and your credit score among other things.

 

1 of 9
- +
geico car insurance calculator
how much car insurance do i need calculator
nbc automotive financing
how much car coverage do you need
car insurance coverage calculator
car insurance price calculator
car insurance ballpark estimate
car insurance rates
car insurance estimator

1.

2.

3.

4.

5.

6.

7.

8.

9.

How Much Car Insurance Do You Really Need?

Many people ask, how much coverage I need when buying a car insurance? It’s important to you know that the more coverage you buy the cheaper the price you get. FYI, some insurance companies like Geico, American Family, and Allstate always make some noise if you want to get some information about car insurance or purchasing them. And here are some important coverage that you really need to purchase.

1. Bodily Injury Liability

Bodily injury is the big one. This covers you if you injure or maybe kill someone in a car accident. I took Florida for example. Car insurance in Florida, the state required limit is $10,000 per person and $20,000 per occurrence. And maybe you didn’t realize once those limits are met you are held personally responsible for the remainder. All of your assets including your savings in the bank and even your future wages are in danger. If you have any amount of savings, you’re gonna want more coverage.

2. Property Damage Liability

Property damage pays for the repair of somebody else’s car, home, or property in the case of an accident. With the average price of a new car in 2018 is being $35,000 you can see why the $15,000 minimum is a joke. Not to mention multiple car pile-ups or running into buildings.

3. Personal Injury Protection

This is where things get interesting. Personal injury protection covers your own medical bills and lost wages in the event of an accident. So, if bodily injury covers the other person, personal injury protection covers you.

4. Medical Payments

Medical payments are the option to basically increase the coverage of your personal injury protection – the lost wages part. It’s extra money for x-rays surgeries also ambulance rides without waiting for the results of a lawsuit or investigation.

5. Uninsured Motorist Bodily Injury

Uninsured motorist is the most interesting because it’s basically buying insurance for every other driver on the road. Where it gets complicated is that this should technically be covered by your health insurance, but you would have to call and always check to be sure. I know this so much boring to do that.

And that’s all I can suggest for you. If you want more explanation car insurance coverage, you can click on my related article ” How to know car insurance coverage “

Tags: car insurance calculatorcar insurance coveragecar insurance price calculatorcollision insuranceInsurance companiesinsurance policyliability
Previous Post

Best Tips High Risk Car Insurance for Bad Driver

Next Post

Insurance for College Student and Some Useful Tips for You

jesicca43

jesicca43

Related Posts

New Jersey Car Insurance – Important Thing You Should Know
Auto Insurance

New Jersey Car Insurance – Important Thing You Should Know

April 16, 2018
car insurance estimator
Auto Insurance

How to Get Best Car Insurance Rates

April 14, 2018
insurance online
Auto Insurance

Geico Car Insurance Review, Advantages and Disadvantages Using Geico

April 11, 2018
how to get the best car insurance
Auto Insurance

Best Tips High Risk Car Insurance for Bad Driver

April 7, 2018
tips to buy car insurance
Auto Insurance

5 Simple Tips How to Get Cheap Car Insurance

April 4, 2018
car insurance policy
Auto Insurance

Special Information How to Know Car Insurance Coverage

April 2, 2018
Next Post
homeowner insurance for college student

Insurance for College Student and Some Useful Tips for You

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Recent News

what is the best life insurance company

Best Life Insurance Companies

April 19, 2018
how does whole life insurance work

Whole Life Insurance Policy

April 17, 2018
New Jersey Car Insurance – Important Thing You Should Know

New Jersey Car Insurance – Important Thing You Should Know

April 16, 2018
what is term life insurance

How to Buy a Term Life Insurance Policy

April 14, 2018

We bring you the best Premium WordPress Themes that perfect for news, magazine, personal blog, etc. Check our landing page for details.

Follow Us

Browse by Category

  • Auto Insurance
  • Home Insurance
  • Life Insurance

Recent News

what is the best life insurance company

Best Life Insurance Companies

April 19, 2018
how does whole life insurance work

Whole Life Insurance Policy

April 17, 2018
  • About
  • Advertise
  • Privacy & Policy
  • Contact

© 2018 JNews - Premium WordPress news & magazine theme by Jegtheme.

No Result
View All Result

© 2018 JNews - Premium WordPress news & magazine theme by Jegtheme.