ello there. I’m gonna talk to you guys about mistakes to avoid when filling out an auto insurance quote, but before we get started, I just want congratulate you on your new car whether it’s new used or just adding it to your roster. It’s an awesome feeling, so I don’t want to waste your time because I know you’re here to get auto insurance quotes. Okay, Here we go:
1. Report All Drivers
Now, the first thing is to make sure you report all drivers of the vehicle. I know some of you will probably let your teenager drive or your family member who might have traffic infractions, but if you risk it and they get in an accident, your policy might get canceled or your premiums will go up. It’s one or the other so be careful.
2. Residential Parking Location
The second thing is to be sure you mentioned where exactly new vehicle will be parked. If it’s in your driveway or your garage, that’s cool. It’s much safer there obviously, but if it’s on the street, make sure you mentioned that because if you get a fender bender or a small ding somewhere from another car passing through, you might not be covered. Insurance companies can easily say you didn’t put that on your application.
3. Accurate Mileage
The third thing I want to mention is reporting your mileage on your vehicle. If you get in an accident and file a claim, repair estimate will show the mileage discrepancy. Also, standard vehicle checks like an emissions test can find out your actual number.
4. Traveling on Business
The fourth thing that people don’t pay attention to is when mentioning traveling on business. Don’t forget to mention you’re using your car for business activities. That could also result in a cancellation of your policy.
5. Driving Infractions
Another thing is not mentioning your driving infractions. You really must report your tickets because they have the authorization to check records with the DMV to find out. So if you lie, they will know that. They’ll even tell you to your face that it shows you have some infractions, so avoid that embarrassment.
6. Update Your Information
The last thing really doesn’t have anything to do with auto insurance quotes, but it’s important and it’s to remember to update your policy information. Stuff like, a new job, a longer commute, a minor accident, or adding another driver. If you ignore this, you may have to pay more for your coverage and lose out on
So that’s pretty much it guys, thank you for reading this article all the way through. And again, congratulations on your new car and all the best to you, so make sure you don’t speed watch out for children and don’t drink and drive. Because if you drink and drive, you’re gonna speed and you might hit some children. I don’t know why those kids will be out there at night, but just don’t do it, so take care.